I Manage Your Portfolio.
You Keep Your Life.
I pick the stocks, manage the portfolio, and answer your emails directly. Fee-only fiduciary, registered in Utah. Built for investors most advisers turn away.
See exactly what you'd pay.
One fee. No commissions, no surprises. Move the slider.
Advisory fee only. Excludes brokerage costs and taxes. Deducted quarterly.
Find Your Portfolio
I'll match you to the right one.
Income Portfolio
Dividends and cash flow Good for: you want cash coming in, not just watching a number go upDividend-paying companies selected for cash flow — not price chasing. This portfolio can still lose value. Dividends are not guaranteed and can be cut or eliminated at any time.
Growth Portfolio
Long-term compounding Good for: building wealth over 5–20 years, not planning to touch itCompanies with durable competitive advantages, held for long-term compounding. Growth investments carry market risk, and your portfolio's value may decline, including over extended periods.
Speculative Portfolio
Higher risk, higher volatility Good for: investors who can stomach sharp drops and a long time horizonConcentrated positions in a small number of smaller companies. Higher risk than the other two portfolios. This portfolio may experience significant declines and loss of principal. Suitable only for investors with high risk tolerance.
| What you won't pay | Amount |
|---|---|
| Commissions | $0 |
| Referral Fees | $0 |
| Insurance Sales | $0 |
| Early Termination Penalty | $0 |
Not sure which one? Tell me your goals and I’ll recommend one.
All three portfolios hold individual stocks and cash, held at Interactive Brokers in accounts in your name. I have trading authority to manage your investments. I cannot withdraw funds or transfer money out. Interactive Brokers is a SIPC member. Investing involves risk, including the possible loss of principal. No portfolio is guaranteed to achieve its objective. Advisory fees do not include potential brokerage costs, transaction charges, or taxes. See Form ADV Part 2A for complete fee details.
How to Start
Three steps. Here's exactly how it works.
Review & questionnaire
I send disclosures up front. You fill out a short form about your goals, timeline, and risk tolerance. No commitment required.
I pick the portfolio
I recommend Income, Growth, or Speculative based on your answers. I walk you through the reasoning before you sign anything.
Sign & fund
Agreement signed online. You open and fund your Interactive Brokers account. I set up the portfolio and manage it from there.
You can stop anytime. No contracts, no exit fees.
Your money is never in my hands.
Trading authority only. I manage your portfolio. I can't withdraw your funds.
About Me
Software engineer turned investment adviser.
Based in Sandy, Utah. I work with clients remotely — no office visits required. My only income is the advisory fee on this page. No commissions, no products.
Series 65 (investment adviser licensing exam) · SIE (Securities Industry Essentials) · Utah-Registered IAR
Registered Investment Adviser
Verify on IARD ↗Read the disclosures: Form ADV 2A · ADV 2B · Privacy Policy
I started NarStar because I kept seeing the same problem. People wanted help investing. But they were either priced out by sky-high minimums or pushed toward products that paid the advisor, not them. Neither option felt right. So I built a firm with a $100 minimum instead.
Before this, I built the analytical tools that traders use to evaluate risk. I bring that same approach to managing portfolios. I do the research, make the decisions, and handle the trading. When you email, I’m the one who replies.
NarStar registered in Utah in January 2026. I don’t have years of client results to point to yet. What I do have is my registration, my disclosures, and the fact that your money sits at Interactive Brokers in your name, not mine. Any remaining conflicts of interest are described in my Form ADV Part 2A.
Want to talk? Send me a message →
Questions
Things most people ask before they start.
NarStar LLC is registered with the State of Utah (CRD #337496). You can verify my registration on IARD at any time. I also passed the Series 65 and SIE exams. My full background, fees, and how I operate are disclosed in my Form ADV, which is linked on this page.
Your money is held at Interactive Brokers, a publicly traded brokerage, in an account in your name. I have trading authority to manage your investments. But I can't withdraw your money or move it anywhere. You can log in and see everything anytime.
You pay one annual fee based on which portfolio you choose: 0.60% for Income, 1.20% for Growth, or 1.60% for Speculative. That fee is deducted quarterly from your account. No commissions, no referral fees, no signup fees. See the full fee schedule in my Form ADV.
Yes. My minimum is $100. I started this firm specifically because most advisors won't work with people who don't already have a lot of money. If you have $100 and want professional management, I'll take it seriously.
It means I'm legally required to put your interests ahead of mine. I can't recommend something because it pays me more. I can't sell you insurance products or earn commissions. My only revenue is the fee you see on this page.
Yes. There are no lock-up periods, no exit fees, and no penalties. If you want to leave, I process it and you keep your account at Interactive Brokers with all your holdings intact.
Index funds and ETFs own hundreds or thousands of companies, including ones you'd never choose on purpose. With individual stocks, I build a focused portfolio of companies I've researched. You know exactly what you own. That concentration means a few bad picks hurt more than they would in a broad index. That's real risk, and it's a trade-off to think through carefully before you start.
Robo-advisors are automated platforms that build diversified ETF portfolios based on your risk tolerance. I'm a registered investment adviser who picks individual stocks. No algorithm. I make the buy and sell decisions myself. Email me a question. I'll answer it. The honest trade-off: robo-advisors charge less (typically 0.25% or less) and hold hundreds of companies. I charge more, hold fewer, and make the calls manually. If you want low-cost automated indexing, robo-advisors are probably the better fit. If you want someone actually picking your stocks and answering your emails, that's what I do.
A fee-only investment adviser earns revenue only from client advisory fees — not from commissions, product sales, or referral payments. My only income is the annual advisory fee on this page.
Yes, and they're disclosed. My advisory fees differ by portfolio: 0.60% for Income, 1.20% for Growth, and 1.60% for Speculative. That means I earn more from higher-fee portfolios. My fiduciary duty legally requires me to recommend based on your goals and how much loss you can handle, not fee size. All conflicts are described in Form ADV Part 2A.
Got Questions? I Read Every Message.
No sales pitch. Just a conversation.
- I reply within 1–2 business days.
- pavel@narstar.capital
- 801-251-6844