Good at Your Job. Not Getting to the Money Stuff.
RSUs vest, cash accumulates, and the investment account never gets set up. I manage a portfolio for you. Fee-only. Sandy, Utah.
The Money Keeps Getting Pushed to the Bottom of the List.
RSUs vest. Cash builds up. And the investment account never gets set up.
RSUs Sitting in a Brokerage
Your shares vested. They landed in a brokerage account. And they're still sitting there. Same stock, fully concentrated, no plan. You know that's not great. You just haven't gotten around to doing anything about it.
Cash Piling Up With No Plan
After RSUs vest and taxes clear, there's cash sitting in a brokerage account doing nothing. You know it should be invested somewhere. You just haven't built the portfolio yet.
Advisors Who Don't Get Tech Comp
You don't want a commission-based advisor pitching whole life insurance. You want someone who understands what a vesting schedule is and won't try to sell you something.
Most Firms Have Sky-High Minimums
The money is real but most firms want much more just to open an account. My minimum is $100.
Three Model Portfolios
I'll match you to the right one.
Income Portfolio
Dividends and cash flow Good for: dividend income alongside your RSU earningsDividend-paying companies selected for cash flow — not price chasing. This portfolio can still lose value. Dividends are not guaranteed and can be cut or eliminated at any time.
Growth Portfolio
Long-term compounding Good for: compounding wealth beyond your company stockCompanies with durable competitive advantages, held for long-term compounding. Growth investments carry market risk, and your portfolio's value may decline, including over extended periods.
Speculative Portfolio
Higher risk, higher volatility Good for: tech-savvy investors who understand startup-level riskConcentrated positions in a small number of smaller companies. Higher risk than the other two portfolios. This portfolio may experience significant declines and loss of principal. Suitable only for investors with high risk tolerance.
| What you won't pay | Amount |
|---|---|
| Commissions | $0 |
| Referral Fees | $0 |
| Insurance Sales | $0 |
| Early Termination Penalty | $0 |
Not sure which one? Tell me your goals and I’ll recommend one.
All three portfolios hold individual stocks and cash, held at Interactive Brokers in accounts in your name. I have trading authority to manage your investments. I cannot withdraw funds or transfer money out. Interactive Brokers is a SIPC member. Investing involves risk, including the possible loss of principal. No portfolio is guaranteed to achieve its objective. Advisory fees do not include potential brokerage costs, transaction charges, or taxes. See Form ADV Part 2A for complete fee details.
How to Start
Three steps. Here's exactly how it works.
Review & questionnaire
The whole thing works over email if you prefer. I send disclosures up front. You fill out a short form about your goals, timeline, and risk tolerance. No commitment required.
I pick the portfolio
I recommend Income, Growth, or Speculative based on your answers and send you a clear write-up of the reasoning.
Sign & fund
Sign online. Fund your Interactive Brokers account. I manage it from there. You can monitor everything via IBKR's dashboard.
You can stop anytime. No contracts, no exit fees.
About Me
Software engineer turned investment adviser.
Based in Sandy, Utah. I work with clients remotely — no office visits required. My only income is the advisory fee on this page. No commissions, no products.
Series 65 (investment adviser licensing exam) · SIE (Securities Industry Essentials) · Utah-Registered IAR
Registered Investment Adviser
Verify on IARD ↗Read the disclosures: Form ADV 2A · ADV 2B · Privacy Policy
I'm a software engineer who became an investment adviser. Before NarStar, I built the analytical tools and backtesting systems that traders use to make decisions. That's the kind of work where you learn to think in data and probabilities. I know what a vesting schedule looks like.
I started NarStar because the people I worked with (engineers, PMs, designers) all had the same problem. Good income, growing equity comp, zero time to deal with it. The advisory industry either had minimums that priced them out or wanted to sell products. So I built something different. When you email, I'm the one who replies.
NarStar registered in Utah in January 2026. I don’t have years of client results to point to yet. What I do have is my registration, my disclosures, and the fact that your money sits at Interactive Brokers in your name, not mine. Any remaining conflicts of interest are described in my Form ADV Part 2A.
Want to talk? Send me a message →
Also built for: diy investors and busy investors.
Questions
Things tech workers ask before getting started.
RSU accounts at your employer's brokerage and active 401(k)s stay with their providers. I can't access or manage those. What I can manage: taxable brokerage accounts and IRAs (Traditional, Rollover, Roth, SEP) held at Interactive Brokers. If you leave a job and roll a 401(k) into a Rollover IRA at IBKR, I can manage that.
Yes. Once RSUs vest and you sell them, the proceeds can be transferred into an Interactive Brokers account that I manage. What you do with the shares at your employer's brokerage before that is up to you.
Very little. A short questionnaire, a portfolio recommendation, an agreement to sign, and an account to open at Interactive Brokers. After that, the ongoing management is on me. You get back to your job.
Yes. No contracts, no exit fees. You can stop the advisory relationship at any time. Your account stays at Interactive Brokers and remains yours.
Tell Me What You're Working With.
No sales pitch. Just a conversation.
- I reply within 1–2 business days.
- pavel@narstar.capital
- 801-251-6844