About Narstar

Most investment advisers won't touch accounts below a certain size. When they do take smaller clients, a lot of them earn commissions on the products they recommend. That incentive runs directly against the client's interest, and most clients never see it.

Narstar was built to fix that. The account minimum is $3,000 per portfolio. We're fee-only: our only income is the advisory fee. No product sales, no referral payments. The fee-only structure removes the most common conflict of interest in the industry, though not every conflict. Remaining conflicts are disclosed in our Form ADV.

We run three model portfolios, all individual stocks. Income (0.60%/yr) focuses on dividend-paying companies selected for cash flow. Growth (1.20%/yr) targets durable competitive advantages held long-term. Speculative (1.60%/yr) takes concentrated positions in smaller companies. That last one carries real risk of loss, which we explain before matching anyone to it.

Still comparing options? What fiduciary duty requires, what fee-only means, and how to find a fee-only financial advisor cover the questions worth asking before you hire anyone.